Op40 - Hyper-Secure IoT Driving China Transportation
 One Platform For Financial Institutions & Businesses
Op40  IoT - A New Paradigm In Secured Network Management
All Internet On-Ramps Supported Flexible Processor Interfaces
Op40's internet management of digital assets developed by Op40 Holdings in collaboration with IBM's Watson Lab.
All payment initiation channels supported: secure app-less mobile, 2-way text, web, email and social media.
Op40's DIS architecture inherently defeats established hacking and various denial of service (DoS/DDoS) attack methods over today's Internet, making it the most secure end-to-end Wide Area Network framework technology in the world.
For the institution - Pro-active customer outreach with app look and feel without the app. 2-way texting supported.
For the customer or business: All internet payment on-ramps supported. SMS unequalled for spontaneous venues: political events, charitable donations and purchases in response to TV, radio, direct mail and print advertising. 
​​Patented integration and digital asset management technology easily integrates existing systems with no code changes required with new deployments making it ideal for emerging smart markets including transportation, retail, manufacturing and city management.
Strategic Applications:
e-Ticket, user experience and station management deployments for the rail and busing industries.
No browser searching, no URLs, no app required.
Fast direct clearing available from any of 5 payment processors, 2-3 days typical.
Extensive data capture and reporting.
Currently serving China's market of 20 billion passenger tickets per year.
Only platform approved by the Federal Election Commission for anonymous donations up to $50  - only 3 data entries required.
Increased application integrity, security and service levels assured independent of internet characteristics.
Patent pending.
20 active U.S. patents.