What is e-TXT?

e-TXT is GTSG’s flagship cloud-based mobile payment network that combines the power of SMS with traditional digital channels to deliver the fastest, most flexible payment experience available today. Built on patent-pending technology and powered by edge computing, e-TXT adds a powerful SMS on-ramp to web, email, and social media payments. Customers simply reply to a text or tap a link and complete credit, debit, or ACH transactions in seconds. Whether you’re a transportation authority issuing e-tickets, a non-profit running a donation drive, a retailer responding to TV ads, or a bank reaching customers proactively, e-TXT removes every friction point that kills conversions.

How e-TXT Works

Trigger - Send a targeted message via TV, radio, print, direct mail, email, social, or SMS. Customer Responds - No searching, no typing URLs, no downloading apps. Just reply or tap. Secure Processing - Transaction routes through your chosen gateway in real time. Instant Confirmation & 2-Way Messaging - Customers receive receipts and can continue the conversation (perfect for support, upsells, or follow-ups).

Key Features

Multiple On-Ramps

One unified system handles: - Text-initiated mobile (SMS) - Web & embeddable links - Email - Social media (Facebook, X/Twitter, and more)

Configurable & Responsive

Fully template-based design optimized for mobile, tablet, and PC. Customize payment screens, branding, and workflows in minutes. - Payment Flexibility - Credit, debit, and ACH - Recurring payments - Split settlement - Merchant fees (percentage or flat) - Full breakdown reporting

Lightning-Fast Setup

Sign and drive - most clients live in an hour. - Advanced Reporting & Analytics Portal - Extensive data capture for every transaction - Conversion tracking - Customizable reports - All data downloadable for your BI tools Federal Election Commission Approved The only mobile payment card system officially approved by the FEC for political contributions.

Proven Benefits

- Higher Conversion Rates Minimizing “touches” dramatically lowers purchase barriers. SMS is unequalled for impulse and spontaneous actions. - Net New Revenue Streams Add the SMS channel without replacing your existing web/email/social setup. - Proactive Customer Engagement Financial institutions love the app look and feel via 2-way texting without building or maintaining an app. - Unmatched Reach Works wherever a mobile phone has signal., data or text. - Enterprise-Grade Reliability Backed by GTSG’s 20 U.S. patents and decades of payment platform experience.

Additional Information on e-TXT

Security & Compliance - Hosted in the Amazon Cloud, infinitely scalable on demand - All sensitive data stored in a PCI Level 1 compliant vault - Hyper-secure edge architecture (integrated with GTSG’s DIS Distributed Edge Network) that defeats denial-of-service and shared-key attacks Supported Payment Gateways & Processors - FDR - Payment Data Systems - First American Payment Systems - TransFirst - Fairway Payments - SALT Technology - Stripe (Additional processors added on request, e-TXT works with any of the top 5 processors for 2-3 day direct clearing.)

Global Transaction Services Group, Inc

e-TXT Overview

The Cloud-Based SMS Payments & 2-Way Messaging Platform